What is the difference between Broad and Standard Collision Broaden Collision does not require the policy deductible IF you are not at fault or less then 50% at-fault in a comparable negligence accident.
Standard Collision requires a deductible regardless of negligence.
This deductible can often be recovered at a maximum of $1000.00 by submitting a claim against the negligent party IF their policy has Mini-Tort property damage in the State of Michigan.
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