Motorcycle Insurance

Motorcycle owners need crucial financial protection against accidents, theft, damage and other risks. With a motorcycle insurance policy, you may receive financial assistance after various unexpected events. For instance, if you are involved in a collision or your motorcycle is stolen, insurance may cover repair or replacement costs.

What Is Motorcycle Insurance?

Motorcycle insurance is a contract between you and an insurer to cover certain costs associated with accidents, theft or other damage in exchange for a premium. This type of insurance is similar to auto insurance but specifically addresses the risks and needs of motorcycle riders.

What Does My Policy Cover?

Motorcycle insurance typically covers several key areas:

• Liability coverage may cover bodily injury and property damage you caused others in an accident.
• Collision coverage may pay for your motorcycle’s repair or replacement expenses after a collision.
• Comprehensive coverage may compensate for noncollision damage, such as theft or vandalism.
• Uninsured/underinsured motorist coverage may provide financial aid if you are involved in an accident with an at-fault driver who lacks insurance.
• Personal injury protection coverage may help cover the costs of medical treatments, rehabilitation, recovery and funeral expenses after an accident.

How Much Coverage Do I Need?

The amount of motorcycle insurance you need depends on several factors, including the value of your bike, your riding habits and your financial situation. While it’s essential to consider the minimum liability coverage required in Michigan, you may want to purchase higher limits for better financial protection. An agent from Eaton Insurance can help determine the appropriate amount of coverage for you.

Learn More About Motorcycle Insurance

Contact Eaton Insurance today to find the optimal motorcycle insurance policy for you. Our experienced agents are ready to help you get the coverage you need.